Although none of us will admit it, we all like to play armchair quarterback.

Is there anyone who doesn’t claim to know why the Presidential election went this way or that?

Of course, we all have an opinion about what the losing Superbowl team could have done to improve the results, too.

And how about the dot com collapse? Hindsight is definitely 20-20.

But these topics are fun to play revisionist history with, because they really have no immediate impact on any of our lives. Your small business is another story entirely.

Which brings us to the single least fun scenario to second guess - suffering loss or damage to your business.

Theft, natural disaster, accident: any of these situations can bring your company to its knees.

And in the worst situations, nothing can get you back up.

So how to avoid those worst case situations in the first place?

Always be prepared.

Easier said than done, sure, but is it really that hard to install an alarm system?

Coach your employees on safe ways to lock up at night?

Pay for a sprinkler system?

Build a secure web site?

It’s a lot easier than picking up the pieces of a business that could have benefited from a little foresight instead of a lot of hindsight.

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Your regular dose of entreprenurial inspiration, served up fresh right here at Grow My Business. And for all your small and home business software needs, check out Blue Squad and Avanquest, the online publishers dedicated to bringing you the biggest software bang for your hard-earned business buck.